At PLATFORM, we offer a suite of financial lines insurance solutions specifically designed to address the liabilities of companies and professionals in today’s increasingly litigious and demanding business world.

We have experience working with large, complex organisations across North America helping them to better understand their risk profile and the potential liabilities faced by their organisation and employees.

Financial Lines insurance covers a broad spectrum of professional and financial risks, including:

Directors & Officers (“D&O”) Liability Insurance
D&O liability insurance protects the personal assets of corporate directors and officers against claims brought by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company.

Employment Practice Liability (“EPL”) Insurance
EPL insurance protects a company, including its directors, officers and employees, against claims made by the organization’s employees or prospective employees. An EPL policy responds to a variety of claims including but not limited to discrimination, wrongful dismissal, workplace harassment and failure to provide or enforce adequate workplace or employment policies.

Cyber Protection Insurance
Every business, regardless of size or industry, has exposure in today’s cyber world. Cyber insurance protects your organisation against cyber crime and digital threats. Typical coverage includes first-party losses (e.g. business interruption and restoration) and third-party losses, (e.g. data breaches and network interruption).

Commercial Crime Insurance
Commercial crime insurance, also commonly referred to as fidelity insurance, protects the company against losses caused by the dishonest acts of its employees. Coverage can be enhanced to include computer systems fraud and acts perpetrated by outside parties.

Professional Liability Insurance
Professional Liability insurance, also known as Errors and Omissions (“E&O”] coverage, is designed to protect your business against claims that professional advice or services you provided caused a customer financial harm due to actual or alleged mistakes or a failure to perform a service.