Climate Risk Is Now a Balance Sheet Issue for Real Estate Owners
For real estate owners, extreme climate events are no longer an abstract or future concern. Flooding, wildfire, heat stress, wind, and freeze–thaw cycles are already influencing asset performance, capital planning, and long-term valuations. What has changed most meaningfully in recent years is not simply the occurrence of these events, but the expectations placed on owners […]
Cyber Risk: A Compliance Issue for Construction
What Bill C-8 Means for Contractors Construction projects and the assets they deliver are more digitally exposed than ever before. Building automation systems, networked access control, smart meters, IoT sensors, digital twins, cloud-based project management platforms, and remote commissioning tools have become standard across large infrastructure and commercial projects. While these technologies have delivered efficiency […]
Technology Performance Insurance
Bridging the Gap Between Innovation and Bankability Across global infrastructure markets, capital is not scarce—but deployable capital is. Institutional investors, lenders, and governments are sitting on unprecedented pools of funding earmarked for energy transition and infrastructure modernization, yet many projects fail to progress beyond development. The constraint is rarely ambition or technology availability. It is […]
Streamlined Industry Led Broking
By David Bowcott How Knowledge of Your Client’s Industry, Brokered in an Efficient Manner, Delivers Best Outcomes In the risk and insurance industry, the quality of a brokerage relationship is often measured by one question: does the broker truly understand my business? It’s a fair question and a complex one. Because effective broking is not just about […]
PLATFORM Announces Strategic Expansion
Welcoming 27 Accomplished Professionals and Launching a New Energy Industry Group > Press Release Announcement < PLATFORM Insurance Management Inc. (“PLATFORM”), a national property and casualty brokerage, is thrilled to announce the addition of 27 seasoned risk advisors, across the country. This strategic expansion reflects PLATFORM’s ongoing investment in talent, innovation, and client service. In […]
Active Risk Management in Construction
By David Bowcott Construction organizations are awash in data yet make many risk decisions with lagging indicators and intuition. Active Risk Management is a practical operating model that turns data into day‑to‑day steering. It rests on three pillars: (1) a rigorous Risk Data Architecture anchored by a RMIS; (2) project‑level Operational Risk Scores generated from […]
Attracting & Retaining the Best Talent
Strategies to Solve One of the Top Risks Facing the Construction Industry: Finding, and Keeping, Top Talent By David Bowcott Like many industries, the construction sector has a labour supply crunch. With one-fifth of the nation’s construction workforce nearing retirement, the construction sector will not be able to keep up with the substantial demand for […]
Deciphering the Patterns of the Construction Industry: AI and Construction
By David Bowcott In today’s fast-paced, technologically driven world, the construction industry is undergoing a transformative shift. Historically characterized by manual processes and siloed operations, the industry is now embracing digital technologies and artificial intelligence (AI) to solve age-old problems and discover new opportunities. At the heart of this revolution lies the ability to decipher […]
Housing: Are surety bonds part of the solution?
By: David Bowcott Ontario consultations may allow surety bonds as an alternative to letters of credit. It is no secret that one of the top issues facing all levels of government in Canada is solving for the housing crisis. Increased population, combined with a substantial growth in the cost of housing, driven by a shortage […]
A Strategic Update on 2025 Insurance Market Conditions
By: Ryan Matheson As we progress through 2025, we have observed a significant shift in the insurance market from a hard state to a soft state. Typically, such transitions occur over several years; however, recent developments indicate an accelerated movement toward a soft market cycle. This acceleration is driven by several key factors: Underwriting Discipline […]