Estate Planning & Life Insurance
Life Insurance: A Strategic Tool for Long-Term Planning
At PLATFORM Financial, we believe life insurance is more than just a safety net, it’s a powerful planning instrument. When thoughtfully integrated into a financial strategy, it provides clients with a unique blend of security, flexibility, tax efficiency, and liquidity at key moments in life.
We offer insurance advisory services to successful Canadian business families and entrepreneurs, working in partnership with their existing family advisory teams. Our role is to enhance tax and estate planning by developing tailored insurance solutions that preserve wealth and protect legacy.
Our multi-generational planning approach considers the evolving needs and goals of families and businesses over time. By balancing present-day priorities with long-term sustainability, we help foster leadership continuity, promote stewardship, and ensure values and resources are transferred thoughtfully across generations.
Wealth Preservation for Canadian Business Families
We work together with our clients to co-design bespoke insurance solutions that protect the financial future of both the family and the business for all our clients.
Expert Life Insurance Advisory
Our mission is to deliver exceptional financial results to Canadian family-owned businesses. The team at PLATFORM Financial achieves this by customizing flexible insurance solutions that provide long-term financial security, tax optimization, liquidity, and overall wealth enhancement.
Multigenerational Estate Planning
We support legacy-building through long-term planning that addresses the evolving needs of families across generations, promoting stewardship and continuity.
Creative Policy Structuring
We design customized insurance solutions to meet complex needs, leveraging strategic creativity and deep product knowledge.
Expert Access & Underwriting Advocacy
Clients benefit from our hands-on underwriting experience and strong insurer relationships, ensuring the most favourable terms and coverage for even the most complex structures.
Advisory Capabilities
We provide tailored insurance strategies that align with the goals of successful entrepreneurs and business families, integrating insurance into broader estate and tax planning frameworks.
Collaborative Partnerships
We work closely with clients’ tax, legal, and advisory teams to deliver cohesive strategies that enhance and protect long-term wealth.
Liquidity & Cash Flow Solutions
We help clients explore options like Immediate Financing Arrangements to preserve capital while maintaining robust insurance coverage.
The PLATFORM Approach to Excellence
Our Life Insurance Advisory Practice delivers expert guidance and customized insurance strategies to support the long-term goals of Canadian family-owned businesses. We act as an extension of your advisory team, collaborating to protect wealth, preserve legacy, and unlock long-term financial value through strategic insurance planning.
Liquidity Planning
Ensure access to capital at key life stages or triggering events by integrating insurance solutions that provide immediate and long-term liquidity.
Estate Preservation
Safeguard family wealth and assets through insurance structures that minimize estate erosion and support seamless wealth transfer.
Tax Optimization
Design insurance strategies that align with your broader tax plan, reducing tax liabilities and maximizing the efficiency of wealth accumulation.
Multi-Generational Continuity
Support long-term family and business goals with planning solutions that foster stewardship, leadership succession, and legacy-building across generations.
Protect Your Legacy with Confidence
At PLATFORM Financial, we are committed to delivering strategic insurance solutions that support the long-term success of Canadian business families. PLATFORM Financial will always prioritize the welfare of our clients. Our team specializes in both corporate and personally owned insurance solutions, providing ongoing counsel for family members and continuously assessing the plan at major milestones. With a client-first approach and deep expertise, we help preserve and protect what matters most, today and for generations to come.